- Governmental & School District Benefits · Est. 2000
Benefits
Designed
to Fit
Professional employee benefit consultative services for governmental entities and school districts — tax-advantaged and built to last since 2000.
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Years of Service
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Core Benefit Plans
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Government Clients Served
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- Our Solutions
Four pillars of employee benefits
Tailored benefit structures built exclusively for public sector organizations since 2000.
01
Prime Choice®
Our flagship benefit — allows employers to determine a retiree's individual post-retirement needs with a choice between tax-free health benefit or tax-deferred benefit without violating Constructive Receipt.
Flagship Plan 🡢
02
Health Reimbursement Account
Employer-funded HRA plans reducing healthcare costs with flexible, tax-free reimbursements for employees and their families.
03
Special Pay Plan
Defer Federal & State income tax on accumulated leave. Guaranteed interest earning with complete liquidity and no surrender charges.
04
FICA Alternative
Employees contribute 7.5% of gross wages pre-tax — eliminating the employer's 6.2% FICA match obligation while building retirement savings.
By the numbers
Trusted by governments & school districts
Defer Federal & State income tax on accumulated leave. Guaranteed interest earning with complete liquidity and no surrender charges.
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Years of Service
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Gov't Clients
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Core Plans
- For Employer
Why partner with Precision?
We understand the fiscal pressures and accountability demands that school districts, municipalities, and other government employers face every day. Our partnership model is grounded in performance, compliance, and measurable value.
Reduce Costs & Increase Tax Efficiency
Proven strategies that lower employer tax liability while maximizing employee benefits.
Enhance Employee Retention
Competitive benefit packages that attract and retain quality public sector employees.
Full Compliance & Administration
Complete administrative services — we handle compliance so you don't have to.
Accumulated Leave Payout — Tax Comparison
Based on a $10,000 employer contribution
PRIME Plan
Special Pay 401(a)
Contribution
$10,000
$10,000
Federal Taxes (20%)
$0
$2,000
State Taxes (est. 5%)
$0
$500
FICA Taxes (7.65%)
$0
$0
Net Amount Available
$10,000
$7,500
$3,265
Real Tax Savings
with PRIME Plan
100%
Of Contribution
Available to Employee
- Prime Choice® Plan
The smarter way to
handle retirement payouts
Prime Choice® — No Federal, State, or FICA Taxation
The PRIME Plan allows employers to create a better outcome for retiring employees — replacing taxable lump-sum payouts with a completely tax-free benefit structure.
- No Federal, State, or FICA taxation
- Guaranteed interest earning
- Insurance premium reimbursement
- Qualified medical expense reimbursements
- Spousal and dependent eligibility
- No sales or surrender charges
Special Pay Plan Benefits
Opportunity to defer Federal & State income taxes. Guaranteed interest earning with complete liquidity. No FICA taxation and no sales or surrender charges — ever.
FICA Alternative Plan
Instead of matching the PST employee's 6.2% FICA tax, the employer establishes an account where employees contribute 7.5% of gross wages on a mandatory pre-tax basis — savings for everyone.
- For Participants
Manage your benefits anywhere, anytime
Participants have access to their benefit accounts, forms library, file uploads, and frequently asked questions — all in one secure portal.
- How It Works
Simple steps to smarter employee benefits
“Outpacing the competition through combined industry knowledge, passion for the company's mission, and commitment to successful relationship building with our clients.”
— Precision Retirement Group Inc.
- Who We Are
Benefit solutions built on trust
PRG was created by executives in the financial services industry utilizing the extensive collective experience of its founders. Since inception, Precision has outpaced all competition because of combined industry knowledge, passion for the company's mission, and commitment to successful relationship building. We strive to provide unsurpassed employee benefit solutions utilizing cutting-edge plan design, complete administrative services matched with leading unbiased financial products.
Industry Expertise
Deep public sector benefit knowledge
Client Commitment
Long-term relationship building
Plan Design
Cutting-edge benefit strategies
Unbiased Products
Leading financial products, no conflicts
- Get Started Today
Ready to discover
your savings potential?
Contact our team to schedule a consultation. We'll show you exactly how much your organization can save with a Precision benefit plan.
Address
-
103 N Bridge St, Suite 270
Chippewa Falls, WI 54729